and underwritten by Consumers County Mutual Insurance Company (CCM). In TX: Automobile insurance is offered by Travelers Texas MGA, Inc. Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT 06183. Discounts may not apply to all coverages and/or vehicles. Not all features available in all states. Coverage options, limits, discounts, deductibles and other features are subject to individuals meeting our underwriting criteria and state availability. You should read the policy for a complete description of coverage. ![]() Nothing on this site alters the terms or conditions of any of our policies. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Any description of coverage is necessarily simplified. The information on this site is general in nature. Travelers, the Umbrella logo and all other Travelers marks are trademarks of The Travelers Indemnity Company and its affiliated companies. All Amazon trademarks and copyrights are property of or its affiliates.Ĭoverage, discounts and other features are subject to individual eligibility and to availability. In CA, quotes for all products must be obtained through a local independent agent.Īmazon, Echo, Alexa and all related logos are trademarks of, Inc. *Quotes may not be available in all states or for all products. And liability coverage in case you are responsible for causing injuries to other people or causing damage to their property. Loss of use coverage to pay for housing and living expenses if you have to move out of your home while it's being repaired as a result of a covered loss. Other structures coverage for damages to detached structures like garages and fences. Personal property coverage, to reimburse you for damaged or destroyed contents in your home like clothing, furniture and electronics. Most home policies include the following coverages: Dwelling coverage, to repair your home if it's damaged by a covered cause of loss such as a fire. Your homeowners insurance can provide financial protection in a number of ways such as - if your home or personal property are damaged, if you or a family member are held legally responsible for injuries to others or damage to their property. > Home insurance, why do you need it? Your home is most likely your biggest investment. Navigating Your Business Through COVID-19.*️⃣ To learn more about residential property insurance, visit The Basics, Shopping Guide, Claims Handling, and Know Your Rights sections of our website. *️⃣ To learn more about auto insurance, visit The Basics, Shopping Guide, 1st Party Claims Handling, 3rd Party Claims, and Know Your Rights sections of our website. Ask your agent or insurance company if you are eligible for any additional discounts. Are you eligible for any discounts? Any discounts you currently receive may be listed on the dec page. ![]() Consider using our Policy Comparison Tool. Are your claims paid on an actual cash value (ACV) or replacement cost value (RCV) basis? Do you have the appropriate coverage for water damage? Do you have UM/UIM? If not, it may be time to shop around. Do you have the right type of coverage for you? Consider whether the current coverages and deductibles you have meet your needs.While some Texas personal auto policies cover delivery of property for a fee (such as newspapers and groceries), some do not and provide a notice to let you know. Other important disclosures are provided with the dec page. ![]() It is important to review your entire policy and ask questions. However, for unnamed drivers it could be rolled back to the 30/60/25 state minimum required limits. For example, you may have 50/100/50 liability limits for drivers listed on your auto policy.
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